Auto Insurance

Owning a vehicle in Florida is more than a luxury — a vehicle symbolizes convenience, independence, and freedom. But how well do you take care of your car? Of course, we know you faithfully honor the maintenance routine for your vehicle and undertake tune-ups to boost the performance of your car. But what about auto insurance?

Most car owners want to talk about cars but shy away from talking about car insurance. However, if you want to take care of a prized asset like your car, you need auto insurance from Peninsula Underwriters Insurance Agency for well-rounded protection.

Is auto insurance mandatory in Florida?

Yes, all motorists are required to purchase auto insurance when driving on public roads. Failure to comply with minimum auto insurance leads to numerous penalties, including license suspension. But whether auto insurance is mandatory or not, you must buy it because it has numerous benefits beyond compliance.

Auto insurance coverages

Auto insurance is broad to ensure that motorists choose coverages that suit their budget and lifestyle. The standard auto insurance coverages include:

  • Comprehensive coverage: It covers physical damage to your car from non-collision perils like theft and vandalism.
  • Collision coverage: This policy covers physical damage occurring from a collision with other motorists and stationary objects.
  • Liability coverage: It covers bodily injury and property damage you cause to other people following an accident.
  • Property Injury Protection (PIP): This insurance is mandatory in Florida, and motorists must buy at least a coverage of $10,000. This coverage covers medical expenses, partial loss of income, and funeral expenses after an auto accident.
  • Roadside assistance: Wondering what would happen if your car stalled away from home? Don’t be. With roadside assistance, you access services like gas delivery and towing to get you to safety.

The above list isn’t exhaustive. There exist other car insurance coverages. Be sure to talk to your insurance agent to learn more about other coverages.

Buy auto insurance today.

Are you shopping for auto insurance in Florida? Would you please look no further than Peninsula Underwriters Insurance Agency? We provide tailor-made coverages to cover your unique needs. Contact us today for an affordable quote.