According to research, one in eight drivers is uninsured. That means that if you’re in an accident, there’s a 12.50% chance the other driver doesn’t have insurance to cover your damages. What these drivers don’t realize is that there are serious consequences for driving without auto insurance. Peninsula Underwriters Insurance Agency in Gainesville, FL is here to help you navigate this important coverage.
The consequences of driving without auto insurance and how it can impact you and your wallet:
1. Your License May Be Suspended
If you’re caught driving without auto insurance, your driver’s license may be suspended. Depending on your state, the length of the suspension may vary. In Florida, for example, your license will be suspended for three years if you’re caught driving without insurance and cause an accident. If caught a second time, your license will be permanently suspended.
2. You May Be Fined
In addition to having your license suspended, you may be fined if caught driving without auto insurance. The amount of the fine will vary depending on your state. In Florida, the fine for driving without insurance is $150 for the first offense and $250 for the second offense.
If you cause an accident while driving without insurance, you may be subject to additional fines. To avoid these fines, get sufficient insurance from Peninsula Underwriters Insurance Agency.
3. You May Be Sued
If you cause an accident while driving without insurance, the other driver may sue you to recover damages. If the other driver is injured, they may sue you for medical expenses. If their vehicle is damaged, they may sue you for repairs. If they miss work due to their injuries, they may sue you for lost wages. If you’re sued and don’t have insurance, you’ll be responsible for paying the damages out of your own pocket.
Give Us A Call
Driving without auto insurance is a risk that is not worth taking. If you’re caught, you may be fined, your license may be suspended, and you may be sued. Peninsula Underwriters Insurance Agency in Gainesville, FL can help you find the right auto insurance policy to protect you and your assets. Contact us today for a free quote. We’ll work with you to find a policy that fits your needs and budget.