Renters’ insurance is a practical way of protecting your belongings as a renter. It covers a wide variety of different circumstances that include theft, vandalism, and more. The Peninsula Underwriters Insurance Agency takes pride in helping Gainesville, FL residents understand why renters’ insurance can be a beneficial investment.
What is Renters’ Insurance?
Renters insurance provides coverage for your belongings in the event that something happens to them while living in a rented space. Renters’ insurance protects your personal belongings in any rented space, including a home, condo, or apartment.
Your coverage will pay for the repair or replacement in the event of covered perils. These perils include liability, theft, fires, vandalism, sewer backup, and more.
Your rental insurance policy can also include other options that can be added at your request. For example, some renters’ insurance policies offer coverage in the event that you have moved out of your rental for a repair. Your renters’ insurance may pay for a hotel stay if you must for a repair. There are additional options that can be added to a renters’ insurance policy. A licensed agent can discuss your options with you.
Will My Renters’ Insurance Cover The Sofa That My Dog Has Damaged?
The short answer is "no." Renters’ insurance is designed to cover specific situations and circumstances that are clearly outlined in a policy. Obviously, this means that situations that fall outside of the outlined covered perils won’t be compensated for. Unfortunately, pet damage isn’t a covered peril in a renters’ insurance policy.
Contact Us Today
If you’re interested in renters insurance and have questions, call us at Peninsula Underwriters Insurance Agency in Gainesville, FL. We’d be happy to answer all of your questions.