What You Need To Know About Mobile Home Insurance

Mobile homes provide a great housing option for millions of people. Mobile homes are affordable and are often a quick way to get established in your own home. Mobile homes require special insurance coverage. At Peninsula Underwriters Insurance Agency, serving Gainesville, FL and the surrounding areas, we can help you find the perfect insurance policy for your mobile home. 

Special Considerations For Mobile Homes

Mobile homes are not built the same way traditional houses are built. There are some risk factors that affect mobile home differently than regular homes. This does not make mobile homes a substandard housing option, but it is a factor that must be considered when creating insurance policies. 

You can speak with an insurance representative concerning the factors that are considered for mobile home insurance. 

What If I Don’t Get Insurance?

It is often required that insurance is in place if you are buying a mobile home through a mortgage. Even if you are not, it is still the best way to protect the investment you are making. 

What Is Covered?

The mobile home insurance policy will provide coverage in the following areas:

Property damage– If the home is damaged or lost due to fire, natural disaster, or burglary, the policy will help to pay for repairs or replacement. 

Liability– If someone is injured in the home or on your property, liability coverage will pay for expenses that may result. 

If you fail to have insurance on your mobile home, you will be responsible for any repairs or replacement of the home. You may also be liable for any medical expenses or legal fees resulting from someone getting injured. 

Get Mobile Home Insurance Today

If you would like to learn more about our services, please contact us at Peninsula Underwriters Insurance Agency, serving Gainesville, FL and the surrounding areas. 

The benefits of a comprehensive mobile home policy

Peninsula Underwriters Insurance Agency is here to help all of the mobile homeowners and dwellers in the greater Gainesville, FL area. If you are wondering what type of mobile home insurance is right for you, we can help!

Main benefits of a comprehensive mobile home insurance policy

When it comes to protecting your mobile home, more is often better. With a comprehensive policy, you can rest assured that you have the protection you need.

Primary insurance policies may be okay when it comes to everyday damage. But, as we all know, the weather in Florida can often be turbulent. If you want to make sure that you are protected, it’s a great idea to review your insurance policy options.

The mobile home insurance policy options that are available in our area can range from very basic and bare-bones to comprehensive. With a comprehensive policy, you can protect your home more fully. 

Don’t wait until it’s too late to find out that you don’t have the insurance coverage you need. Take the time now to review all of the available options and decide which type of mobile home insurance policy is right for your needs.

With a comprehensive policy, you can give yourself and your family the protection you need, should damage or another loss befall your home. 

Give us a call today!

The entire team here at Peninsula Underwriters Insurance Agency is proud to serve the insurance needs of all the residents in the Gainesville, FL area. If you would like to learn more about the benefits of a comprehensive mobile home policy, give our office a call today.