Is Auto Insurance Required in Florida?

When you register any type of vehicle with four wheels in the state of Florida, you have to show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance. These two types of insurance coverage will help pay for medical expenses and property damage if an accident occurs.

Our agents at the Peninsula Underwriters Insurance Agency serve the Gainesville, FL area and can explain the other types of auto insurance coverage options that are available for Florida drivers.

Uninsured and Underinsured Motorist Coverage

While the state of Florida does not require motorists to have uninsured and underinsured motorist coverage, it’s a good idea to have it anyway. This type of insurance will help pay for any medical bills or property damage you incur if you are involved in an accident with a driver who has no insurance or does not have an adequate amount of insurance to cover your bills.

Collision Insurance

Collision insurance is very important to have in place since it will help pay for your vehicle if you collide with another vehicle or even a stationary object. It can also help pay for any damage to the other vehicle or the object that you collided with.

Comprehensive Insurance

Comprehensive insurance is very important to have since it will help you protect your vehicle if it is damaged by a natural disaster, an act of vandalism, or a fire. It can also assist you with replacing your vehicle with a comparable one if your vehicle is stolen.

Get Your Policy Started

Call the agents at Peninsula Underwriters Insurance Agency serving the residents of the Gainesville, FL area today to get your policy started!