Peninsula Underwriters Insurance Agency serves the Gainesville, FL community. We strive to make sure that our clients are covered in every situation. We have working relationships with multiple carriers across the Southern and Eastern coasts. We offer multiple types of policies. We look forward to helping you find the coverage you need to protect your assets.
Umbrella Insurance Overview
Umbrella insurance is supplemental coverage designed to prevent you from a financial catastrophe. Perhaps you have strong liability coverage on your home, vehicle, or Gainesville, FL business. Perhaps you invite friends over to your home to enjoy a swim. One of your friends slips and falls while getting out of the pool, suffering a serious injury. Maybe your pet attacks one of your neighbors. These are common situations when umbrella insurance protects you. If the injured party pursues legal action, you may be left exposed if the damages exceed your liability limits. Suddenly, your assets are at risk. Umbrella insurance adds another layer of protection to prevent you from losing your assets.
Umbrella insurance also helps protect your loved ones. If your teen driver causes a serious accident, you can rely on umbrella insurance as you help navigate the fallout. If you are a business owner, umbrella insurance covers you if you are dealing with serious allegations such as slander or libel. Umbrella insurance may also cover serious accidents by your employees while they are on the job, such as a commercial vehicle accident. Keep in mind though that any intentional acts are not covered under the policy. It’s recommended that the value of your umbrella insurance policy exceed your total assets.
Peninsula Underwriters Insurance Agency Will Help You Protect Your Assets
Visit our website to learn more information about umbrella insurance.