What You Need To Know About Mobile Home Insurance

Mobile homes provide a great housing option for millions of people. Mobile homes are affordable and are often a quick way to get established in your own home. Mobile homes require special insurance coverage. At Peninsula Underwriters Insurance Agency, serving Gainesville, FL and the surrounding areas, we can help you find the perfect insurance policy for your mobile home. 

Special Considerations For Mobile Homes

Mobile homes are not built the same way traditional houses are built. There are some risk factors that affect mobile home differently than regular homes. This does not make mobile homes a substandard housing option, but it is a factor that must be considered when creating insurance policies. 

You can speak with an insurance representative concerning the factors that are considered for mobile home insurance. 

What If I Don’t Get Insurance?

It is often required that insurance is in place if you are buying a mobile home through a mortgage. Even if you are not, it is still the best way to protect the investment you are making. 

What Is Covered?

The mobile home insurance policy will provide coverage in the following areas:

Property damage– If the home is damaged or lost due to fire, natural disaster, or burglary, the policy will help to pay for repairs or replacement. 

Liability– If someone is injured in the home or on your property, liability coverage will pay for expenses that may result. 

If you fail to have insurance on your mobile home, you will be responsible for any repairs or replacement of the home. You may also be liable for any medical expenses or legal fees resulting from someone getting injured. 

Get Mobile Home Insurance Today

If you would like to learn more about our services, please contact us at Peninsula Underwriters Insurance Agency, serving Gainesville, FL and the surrounding areas.